Life & Income
Security for the people who depend on you
Life cover and income protection, kept simple and fair — so if the worst happens, or you can’t work for a while, a hard moment never turns into a money one.
✓24/7 human support line★4.8 average care rating (illustrative)
✓1.2M covered (illustrative)
♥Real people
340K
families protected (illustrative)
99%
life claims paid in full (illustrative)
3 days
average payout time (illustrative)
24/7
human support line
What’s covered
Life & income cover, level by level
An illustrative look at how a life lump sum, monthly income protection and critical illness cover build up across three levels — shown for demonstration, not a real quote. A human will help you weigh what your family needs.
What’s included
EssentialPopular
BalancedPopular
CompletePopular
Life cover lump sum
Monthly income protection
Critical illness cover
I set up life cover the month our first child was born, hoping we’d never need it. Knowing my family would be looked after no matter what lets me sleep at night.Sofia L. — Life cover member (illustrative story)
When a back injury kept me off work for four months, my income protection just kicked in — no fighting, no forms in triplicate. It covered the mortgage while I recovered.Marcus B. — Income protection member (illustrative story)
We’re here to help
Not sure how much cover you need? Let’s work it out.
An adviser will help you size life and income cover around your family and budget — in plain language, free, with no obligation to buy.